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We have cracked the investment code with our 3 Dimensional Universal Asset Allocation Model


During our Discovery Call, we'll go over...

  • Increasing your return above common indices
  • Dramatically Reducing the risk of your portfolio
  • Maintaining sizable liquidity at all times
  • ​Reducing substantial income tax liability
  • ​Building estate tax efficient generational wealth
  • ​Doubling your retirement income distribution
  • ​How to potentially participate in big upside 


Our 3-Dimensional Universal Asset Allocation strategy consists of 3 primary considerations. Each primary consideration consists of multiple secondary asset allocation factors, outside economic forces, principles, and variables providing catalysts to the overall investment strategy.

Traditional Asset Allocation

1st Dimension

The first dimension of our strategy consists of 7 to 10 independent, low correlation asset class mix. Within each asset class we identify multiple best opportunities, funds, strategies, or equity positions with a hyper focus on quality. Capital earmarked for each asset class is then strategically deployed to each individual investment or strategy as determined by macro market cycle factors. The asset allocation classes can include, but not limited to:

01 Equities

Our proprietary managed equity models identify macro and cyclical market trends and are re-balanced as needed to capitalize on changing economic and market factors.
Equities historically have outperformed all asset classes, have virtually unlimited liquidity, and potentially high volatility.  
  •  All-Weather Equity Model
  • ​ Value & Growth Equity Models
  • ​ Global Equity ETF Model 

02 Structured Notes

Created using options and derivate strategies by the world’s largest, international banks. Thanks to the growing number of reference assets (Indexes, ETFs, Equities) and the variety of derivative strategies available, structured products can be adapted to any market situation or sentiment.   
  •  Leveraged Growth Buffered Notes & Dual Directional
  • ​ Index Based Income Notes
  • ​ Individual Equity Referenced Income Notes 
More than $72 billion in structured investment products were issued in 2020 alone, up 36% from 2019. We strategically ladder income, leveraged growth, and dual-directional notes within a portfolio to generate a greater, or more consistent return than the index or equity that underlies (references) each note while simultaneously mitigating risk through the use of barrier and buffer components. 
Capital Protection
Yield Enhancement
Enhanced Participation


Issuer Credit Risk
Liquidity Risk
Return Risk 

03 Real Estate Syndication

As a member of real estate syndications, investor capital is pooled into real estate projects and existing properties much larger than an individual investor’s ability allows. Our clients are aligned with major institutions in top tier holdings throughout the country. We use our discretion to choose syndicates in the most favorable markets, execute a value add and finally, an exit strategy. 
  •  Income & Growth
  • ​ Tax Efficient & Tax Favorable 
  • ​ Uncorrelated Asset Class

04 Private Real Estate

An alternative to publicly traded real estate investment trust, or “REITS”, private real estate investments focused on top tier funds allow for income, growth, and lower volatility and the sacrifice of immediate liquidity. Funds are analyzed and chosen based on their individual merit, sector holdings, geographic diversification, leverage, and debt, then rotated as the market dictates.
  •  Geographic & Sector Diversification
  •  ​Tax Favorable Income & Growth
  •  Inflation Hedge & Uncorrelated Asset Class

05 Private Credit & Direct Lending

Top tier investment funds that extend loans to the country’s largest corporations. Private credit has grown into a primary asset class in the US economy stemming from the 2008 financial crises. Senior secured, first lien, with conservative loan to value thresholds. We seek structures based on LIBOR rates (Now SOFR), thus eliminating interest rate risk.   In a rising rate environment, an attractive higher yield bond alternative.
  •  Secured By Real Assets
  •  ​Consistent Income Stream
  •  Non Interest Rate Sensitive

06 Private Equity Growth & Buyout

Along with the inherent cost of liquidity in a publicly traded company or stock, there are also significant costs in maintaining and reporting a public company that detract from an investors ROI. Paired with the fact that overall market trends could have significant impact on a publicly traded company even if the fundamentals have not changed, thus exposing the investor to volatility. At the sacrifice of liquidity, private equity growth and buyout funds with a proven track record can serve as an attractive alternative due to their ability to move quickly to growth opportunities, lower expenses, and lack of dilution. 
  •  Lower Standard Deviation, Higher Return VS Public   Equity
  •  ​Limited Liquidity & Redemption Schedules
  •  Exposure To Growth Stage Companies 


There are about 27 Million companies currently in the US. Approximately 6,000 of those companies are publicly traded (less than 1% of US companies are publicly traded). Therefore, limiting investment to public companies is significantly reducing your exposure to opportunity, specifically high growth opportunity.  Only 15% of businesses with annual revenues of more than $100million trade on the public exchanges. 

07 Venture Capital

A form of private equity, VC has a focus on early stage, startup, and emerging companies that have been identified as high growth potential businesses. With the primary goal of maximum return, the risk profile of venture capital funds is relatively high and should only be used in conjunction with other, lower risk asset classes. 
  •  Long-Term Capital Gains
  •  ​Potential For Accelerated Growth 
  •  Access Pre-IPO

09 Cryptocurrency & NFT Technologies

We believe that technologies created from the blockchain may play a part in qualified investor's portfolios.  With the right time horizon, new technologies in their infancy may present attractive opportunities at a stated risk level. 

10 Principle Protected Fixed Indexed Annuity

Avoiding all downturns or negative returns can have a dramatic affect on the overall return throughout the life of a portfolio. Growth annuities (as opposed to income or pension annuities) provide a pre-determined percentage participation of the major indices with zero downside. Generating positive returns when the index is higher, and flat returns when the index is lower provides for guaranteed stability for this asset class, with no risk to the investor. Liquidity is limited but allowed on an annual basis typically at 10% of the total investment value. Long-term risk-free growth. Overall, real estate syndication tends to offer more than traditional assets regarding performance, risk levels, and tax advantages. 
  •  Risk Free, Principal Protection, Insured
  •  ​Growth Participation By Index 
  •  Surrender Schedules 

11 Leveraged Tax Favored 7702 Plan

Compounding a tax-free investment through the life of an investor allows for tax free income at the investor’s discretion. A risk-free investment that is a compelling took to maximize an estate and legacy.
  •  Risk Free Return & Growth
  •  ​Tax Free Income & Death Benefit 
  •  Extended Time Horizon

The Principles of Money & Investment

2nd Dimension


01 The Velocity of Money

Investor return OF capital can be just as powerful as return ON capital and ultimately lead to "infinite return on investment".  When money stops moving, it dies.  By extracting principle from investments to be used again to generate returns creates velocity of money. At a constant inflation rate of only 2%, an investor would experience a loss of 18.3% over just 10 years by leaving money idle.  Identifying quality investments, and cycling through them, we compound income and return.  The hypothesis of the timeline to have principal returned is overlaid on the asset classes in dimension 1. 

02 Arbitrage

The total market capitalization of all publicly traded securities worldwide rose from US$2.5 trillion in 1980 to US$93 trillion at the end of 2020 and there are currently over 60 major stock exchanges in the word.  Arbitrage is in direct conflict with both the CAPM and the Efficient Market Hypothesis however, it can easily be found in private markets both domestically and abroad.  The fact is, markets are NOT always efficient and discrepancies of asset prices from market to market can expose an opportunity for a risk-free return. 

03 Strategy Correlation

Legendary hedge fund manager Ray Dalio's "holy grail" theory led to the creation of the "all-weather" portfolio, the largest and most famous risk parity fund in existence. Key to it's success is the principle of investment in non-correlated, or negatively correlated assets to decrease volatility and drawdown potential in a portfolio. A non-correlated asset mix will achieve the highest possible return with the lowest amount of risk.  Effectively, this defines the "efficient frontier", a term coined by economist Harry Markowitz.  Expanding on and updating the "all-weather" portfolio, we replace the currently unattractive bond portion with alternative asset classes from dimension 1 to increase return potential without increasing the volatility, or risk.   

04 Margin of Safety

American economist and author of "The Intelligent Investor" Benjamin Graham states that "The function of margin of safety is, in essence, that of rendering unnecessary an accurate estimate of the future".  A core principle of value investing, assets with a high margin of safety can be bought below the future intrinsic value therefore allowing for a margin of error in the IV forecast.  Investors make decisions based on fundamentals like profits, cash flows, and debt. Speculators make decisions through a prediction of other people's behavior.  By examining fundamentals and identifying business with 30% or more margin of safety natural leverage is created while greatly reducing risk.  After all, risk is what you pay and value is what you get. 

05 Leverage Volatility

While avoiding volatility can certainly have a negative impact on a portfolio, through planning and accurate execution these swings in price changes and be leveraged to the benefit of the investor. Non-directional, or not assuming that assets will not consistently move in one direction is uncovers new opportunities to lock in gains.  Maintaining liquidity at all times, or "dry powder" allows us to act on volatility opportunities as they become available. 

External Portfolio Factors

3rd Dimension


01 Market Timing

Historically, attempting to time equity markets has not been a successful strategy. However, rotating strategies based on outside influences affecting that particular asset class can dramatically increase portfolio return. The percentage allocation to a certain asset class will change with time and the markets. Our strategy is not of the “set it and forget it” type and requires ongoing due diligence, supervision, and management to maximize and achieve desired result.  By moving investment money in or out of a financial market or switching between asset classes based on a predictive method, risk levels can become greatly reduced and profit potential increased. 

02 Expenses

It is near impossible to avoid fees when investing assets. However, there are certainly ways to mitigate fees. Many mutual funds charge fees between .5-1%/annum, and only the top 5% outperform the corresponding index. Our proprietary ETF and Equity models avoid these fees while being professionally and actively managed. As a Registered Investment Advisor, we never collect a commission for our advice, investment management, or recommendations.  This eliminates potential conflicts of interest the occur when commissions are paid to brokers.  This allows our clients to receive a share class that generally carries a higher yield or higher growth potential. Our compensation does not change in any way based on which investments we recommend to a client.  

03 Taxes

Certain investments belong is certain accounts. Income generating assets likely belong in a qualified account vs growth investments make sense in a non-qualified account. Certain types of dividends are tax free therefore, even though this investment generates income, it would best serve the client in a Non-qualified account. Managing the types of investments in the right types of accounts can save tens or even hundreds of thousands of dollars in taxes throughout a client’s life.


To create a strong roadmap/foundation for your wealth plan, you need the right team of experts with an intimate understanding of the opportunities and complexities of the investment landscape, and the knowledge and experience to navigate and leverage the right strategies at the right time within that landscape to reach your specific goals.

The world of retail investing, particularly in the equity markets, is fraught with pitfalls, hurdles, and uphill battles for any investor. However, the amount of one’s investable assets can allow for many families to participate in strategies that historically have been used by institutional investors including pension plans and hedge funds.

By leveraging our relationships with the world’s largest banks and institutions, our team has developed a multi-dimensional and multi-faceted investment philosophy that we are able to tactically implement for our clients. By designing the correct plan and using the correct supplemental strategies at the right time, we are able reduce our clients risk exposure without sacrificing many of the traditional benefits that come with more volatile asset classes.


As your investments grow throughout your career, much consideration must be given the choices that are made. As high net worth, ultra-high net worth, and ultra-high income earners, each small decision can have significant implications on your family, and ultimately on your legacy. Our strategies have been found be highly effective on portfolios of $5 million and above however, long term our strategies can have significant impact on portfolios between $1 million and $5 million. We require a level of commitment that maximizes the value that we bring to our clients. 


As a registered investment advisory firm and fiduciary, our primary objective when making a decision for you is ensuring that we are acting in our clients best interest, above all else. Our intensive process requires a deep dive into your current financial status and your future goals. We then identify your current needs and predict the most likely outcomes that will determine your family’s future needs. We use this data to create a plan that is re-weighted and re-allocated based on changing variables that can include macro market trends, sector rotation, time money value, life-changing events, short-term key opportunities, interest rate environment, dollar-cost averaging, leverage qualifications, and many more. Our strategies ultimately strive to avoid short-term market volatility and increase the probability of reaching your financial goals while decreasing your risk exposure. Our client relationships are structured to serve our clients for the entirely of their lives, and the lives of future generations.
 1300 Sawgrass Corporate Parkway, Suite 130, Sunrise, FL 33323
DISCLAIMER: Neil Jesani Wealth Management LLC is a State Registered Investment Advisory firm. The purpose of this website is to provide general information on the subjects discussed, it is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Any links provided are for informational purposes only. Neil Jesani Wealth Management LLC is not affiliated with and does not endorse, authorize, or sponsor any of the listed websites, third parties, or their respective sponsors. Neil Jesani Wealth Management LLC is not responsible for the content of any website of the collection or use of information regarding any website’s users and/or members. Neil Jesani Wealth Management LLC is an entity separate than that of Neil Jesani Advisors Inc. Investing involves risk, including the potential loss of principal. Please contact your tax professional before making any decisions that may have tax consequences. Neil Jesani Wealth Managements registered financial advisor representatives are authorized only to conduct business with residents of the states and/or jurisdictions in which they are registered. Here is the link to our ADV.